The following is an update from the National Association of Consumer Bankruptcy Attorneys: As a majority continue to follow stay at home orders due to the COVID-19 crisis, NACBA’s Legislative Committee with support from NACBA’s Board of Directors have been working nonstop with House and Senate staff to ensure significant bankruptcy provisions were included in […]

The President has signed the Haven Act into law but what does that mean for you? If you are a Veteran who is receiving VA Disability this money will no longer be used to determine your ability to repay your creditors. In order to determine if you can file for bankruptcy and which bankruptcy is right […]

Something we deal with, in regard to our bankruptcy clients, are Zombie Debt collectors. Curious about what this means and how to deal with them check out this Washington Post article: here  If you are worried about Zombie Debt collectors or are struggling to pay your creditors call one of our offices to set up a […]

There are some common myths about medical bills and bankruptcy.  First, there is no such thing as a “medical bankruptcy.”  While medical bills are often the precipitating factor for while people file, a debtor must list ALL their debts when they file a bankruptcy, including those that they want to keep paying or some that […]

The Michael R. Roser Excellence in Bankruptcy Award was awarded to Mrs. Vicki Dempsey today in Kansas City at the American Bankruptcy Intitute’s 35th Annual Midwestern Bankruptcy Institiute. The Missouri Bar’s Commercial Law Committee established an annual award to be presented at the Annual Meeting of The Missouri Bar. The Michael R. Roser Excellence in Bankruptcy […]

Attorney Vicki Dempsey saw an injustice in Missouri law and has been successful in getting it changed.  Dempsey has practiced bankruptcy law for 28 years and has represented thousands of people in Chapter 7 and 13 cases.  In 2011 she filed a case for a couple in Missouri who had substantial medical bills.  Sadly, a few months after […]

As a bankruptcy attorney, the first thing I do when I meet with clients for the first time, is to go over a budget estimate I asked them to fill out in advance.  Many people have no idea what their gross or net income is per month, let alone how much they are spending on […]

Ms. Vicki Dempsey was recently interviewed by KHQA’s Derek Frank.  Vicki discussed the fears that many face when considering bankruptcy, check out the  interview here. If you or someone you know is considering bankruptcy contact our office for a free consultation today.

Applying for Social Security Disability benefits can mean facing two or more years of loss of income.  How should someone dealwith this financial crisis?  Bankruptcy can give some relief, but the timing is important and depends on a number of factors:             1.  Is the Claimant single or married?             2.  Does the Claimant have […]

If you filed bankruptcy BEFORE 2005, and you are having financial problems again, once it has been eight years, you are eligible to file again.  However, the law was changed in October, 2005, and you need to be aware of two things: the “means test” and debtor counseling/education. The “Means Test” is the Bankruptcy Court’s […]