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August 9, 2019

Something we deal with, in regard to our bankruptcy clients, are Zombie Debt collectors. Curious about what this means and how to deal with them check out this Washington Post article: here  If you are worried about Zombie Debt collectors or are struggling to pay your creditors call one of our offices to set up a […]

June 19, 2019

There are some common myths about medical bills and bankruptcy.  First, there is no such thing as a “medical bankruptcy.”  While medical bills are often the precipitating factor for while people file, a debtor must list ALL their debts when they file a bankruptcy, including those that they want to keep paying or some that […]

October 16, 2015

The Michael R. Roser Excellence in Bankruptcy Award was awarded to Mrs. Vicki Dempsey today in Kansas City at the American Bankruptcy Intitute’s 35th Annual Midwestern Bankruptcy Institiute. The Missouri Bar’s Commercial Law Committee established an annual award to be presented at the Annual Meeting of The Missouri Bar. The Michael R. Roser Excellence in Bankruptcy […]

August 13, 2015

Attorney Vicki Dempsey saw an injustice in Missouri law and has been successful in getting it changed.  Dempsey has practiced bankruptcy law for 28 years and has represented thousands of people in Chapter 7 and 13 cases.  In 2011 she filed a case for a couple in Missouri who had substantial medical bills.  Sadly, a few months after […]

January 14, 2015

As a bankruptcy attorney, the first thing I do when I meet with clients for the first time, is to go over a budget estimate I asked them to fill out in advance.  Many people have no idea what their gross or net income is per month, let alone how much they are spending on […]

September 24, 2014

Ms. Vicki Dempsey was recently interviewed by KHQA’s Derek Frank.  Vicki discussed the fears that many face when considering bankruptcy, check out the  interview here. If you or someone you know is considering bankruptcy contact our office for a free consultation today.

May 8, 2014

Applying for Social Security Disability benefits can mean facing two or more years of loss of income.  How should someone dealwith this financial crisis?  Bankruptcy can give some relief, but the timing is important and depends on a number of factors:             1.  Is the Claimant single or married?             2.  Does the Claimant have […]

November 6, 2013

If you filed bankruptcy BEFORE 2005, and you are having financial problems again, once it has been eight years, you are eligible to file again.  However, the law was changed in October, 2005, and you need to be aware of two things: the “means test” and debtor counseling/education. The “Means Test” is the Bankruptcy Court’s […]

October 15, 2013

Frequently, divorce causes debt, or financial difficulties lead to a divorce.  The stress of dealing with overdue bills and creditors calling can put a strain on any marriage.  If you are considering a divorce and have substantial joint debt, you should file bankruptcy before a divorce is final.  By doing this, the debt division is […]

April 9, 2012

1. If someone has sued me, I can’t file bankruptcy on that debt. If a credit card or medical provider has taken you to court, and even started garnishing wages, you still can wipe out that debt in bankruptcy.  If the lawsuit has to do with child support, taxes, or is a criminal matter, that debt is probably […]

Nation Association of Consumer Bankruptcy Attorneys
The Missoui Bar
NOSSCR
Illinois State Bar Association