Frequently, divorce causes debt, or financial difficulties lead to a divorce.  The stress of dealing with overdue bills and creditors calling can put a strain on any marriage.  If you are considering a divorce and have substantial joint debt, you should file bankruptcy before a divorce is final.  By doing this, the debt division is […]

1. If someone has sued me, I can’t file bankruptcy on that debt. If a credit card or medical provider has taken you to court, and even started garnishing wages, you still can wipe out that debt in bankruptcy.  If the lawsuit has to do with child support, taxes, or is a criminal matter, that debt is probably […]

     Most people would love to pay back their debts if they could.  However, before signing up with a “debt consolidation” program or “debt settlement” company you have talked to over the phone or theinternet, you should talk in person with an attorney, like us at Dempsey, Dempsey & Moellring.  We willgo over your budget and see […]