Attorney Vicki Dempsey saw an injustice in Missouri law and has been successful in getting it changed.  Dempsey has practiced bankruptcy law for 28 years and has represented thousands of people in Chapter 7 and 13 cases.  In 2011 she filed a case for a couple in Missouri who had substantial medical bills.  Sadly, a few months after […]

As a bankruptcy attorney, the first thing I do when I meet with clients for the first time, is to go over a budget estimate I asked them to fill out in advance.  Many people have no idea what their gross or net income is per month, let alone how much they are spending on […]

Ms. Vicki Dempsey was recently interviewed by KHQA’s Derek Frank.  Vicki discussed the fears that many face when considering bankruptcy, check out the  interview here. If you or someone you know is considering bankruptcy contact our office for a free consultation today.

A week doesn’t go by that we don’t see clients with questions about Social Security Disability Insurance (SSDI) who do not qualify because they have not paid into the Social Security system.  Self-employed farmers, construction workers, truck drivers, or other small business owners are seldom advised about what it takes to build up credits with […]

If you filed bankruptcy BEFORE 2005, and you are having financial problems again, once it has been eight years, you are eligible to file again.  However, the law was changed in October, 2005, and you need to be aware of two things: the “means test” and debtor counseling/education. The “Means Test” is the Bankruptcy Court’s […]